{"id":28391,"date":"2024-10-16T19:47:56","date_gmt":"2024-10-16T19:47:56","guid":{"rendered":"https:\/\/bizum.com\/es\/bizum-internacional\/"},"modified":"2024-11-07T08:57:35","modified_gmt":"2024-11-07T08:57:35","slug":"bizum-internacional","status":"publish","type":"post","link":"https:\/\/bizum.com\/es\/ca\/blog\/bizum-internacional\/","title":{"rendered":"Bizum internacional: tot el que has de saber"},"content":{"rendered":"\n<p>Sabem que Bizum \u00e9s un projecte molt estimat, tant dins com fora del nostre pa\u00eds. I aix\u00f2, estimat Bizumer, ho v\u00e8iem venir. Per aix\u00f2, des dels or\u00edgens de la seva creaci\u00f3 hem treballat tenint en compte una visi\u00f3 de Bizum internacional.  <\/p>\n\n<p>Perqu\u00e8 conegueu tot el que cal saber sobre Bizum Internacional hem preparat aquest article on parlem d&#8217;aquest projecte de la banca espanyola que serveix de refer\u00e8ncia per a un model internacional, tant preparat per interoperar amb solucions d&#8217;altres pa\u00efsos com per ser adoptat per qualsevol banc de la Uni\u00f3 Europea.<\/p>\n\n<h2 class=\"wp-block-heading\">Bizum internacional: l&#8217;origen<\/h2>\n\n<p>Comencem pel principi: com b\u00e9 et d\u00e8iem, Bizum ja va n\u00e9ixer amb una visi\u00f3 de Bizum internacional ja que ens basem en l&#8217;est\u00e0ndard de transfer\u00e8ncies immediates SEPA.<\/p>\n\n<p>Gr\u00e0cies a aix\u00f2, Bizum est\u00e0 preparat per operar amb qualsevol IBAN d?un pa\u00eds de la zona euro. De la mateixa manera que a Espanya ja associem un IBAN espanyol a un n\u00famero de m\u00f2bil de qualsevol pa\u00eds, Bizum internacional est\u00e0 preparat per fer el mateix amb un IBAN d&#8217;altres pa\u00efsos de la zona euro, que s\u00f3n els que admeten transfer\u00e8ncies SEPA. Aquestes transfer\u00e8ncies s\u00f3n immediates i fan operacions en euros entre els 27 Estats membres de la UE, de forma totalment electr\u00f2nica i automatitzada.  <\/p>\n\n<p>Precisament gr\u00e0cies a aquest tipus de transfer\u00e8ncies hem pogut activar Bizum Internacional a Andorra. Per tant, si tens amics al principat ja els pots enviar i rebre els seus bizums! I \u00e9s que els tres bancs andorrans ja compten amb Bizum.  <\/p>\n\n<p>I com a mostra que pensem en tot des del principi, perqu\u00e8 Bizum internacional fos un projecte realment possible, triem un nom que compleix els requisits de pronunciaci\u00f3 en m\u00faltiples idiomes. I si no t&#8217;ho creus, fes la prova! Pots dir Bizum arreu del m\u00f3n i tots ho direu m\u00e9s o menys igual. Una difer\u00e8ncia de pronunciaci\u00f3 tan subtil com per a Ron Weasley dir Leviosa o Leviosaa.   <\/p>\n\n<h2 class=\"wp-block-heading\">Bizum internacional: un projecte col\u00b7laborador que avan\u00e7a amb pas ferm<\/h2>\n\n<p>El nostre esperit col\u00b7laborador ens ha portat tamb\u00e9 a estr\u00e8nyer lla\u00e7os amb diferents iniciatives europees hom\u00f2logues a Bizum Internacional amb qu\u00e8 treballem per aconseguir la interoperabilitat entre totes:<\/p>\n\n<ul class=\"wp-block-list\">\n<li>En primer lloc, hem llan\u00e7at la iniciativa <a href=\"https:\/\/www.linkedin.com\/company\/europa-european-payments-alliance\/about\/?viewAsMember=true\">EuroPA<\/a> juntament amb BANCOMAT (Bancomat Pay, It\u00e0lia) i SIBS (MB WAY, Portugal), empreses hom\u00f2logues a Bizum als seus respectius mercats. Un projecte que t\u00e9 com a objectiu permetre que els usuaris facin pagaments instantanis r\u00e0pids, c\u00f2modes i segurs, utilitzant el seu tel\u00e8fon m\u00f2bil, als tres pa\u00efsos, de la mateixa manera que ho fan fins ara i sense necessitat de canviar els seus h\u00e0bits ni d&#8217;adoptar-ne de noves solucions a qu\u00e8 no estan acostumats. <\/li>\n<\/ul>\n\n<p>A m\u00e9s, bizumer tenim una not\u00edcia gr\u00e0cies a aquesta iniciativa: est\u00e0 previst que a finals del 2024 es realitzi una primera experi\u00e8ncia per a pagaments de Bizum Internacional entre particulars. Per\u00f2 aix\u00f2 no \u00e9s tot! Tamb\u00e9 s&#8217;est\u00e0 treballant per integrar m\u00e9s solucions d&#8217;altres pa\u00efsos.  <\/p>\n\n<ul class=\"wp-block-list\">\n<li>D&#8217;altra banda, pertanyem a EMPSA (Associaci\u00f3 Europea de Sistemes de Pagament M\u00f2bil) nascuda el 2019 i que cerca establir un sistema de pagaments europeu integral, escalable i sobir\u00e0. El seu m\u00e8tode de treball \u00e9s interconnectar els principals sistemes de pagament nacionals existents, permetent transaccions entre ells basades en les solucions de pagament preferides pels consumidors (com \u00e9s Bizum a Espanya). <\/li>\n<\/ul>\n\n<p>Com veus, a m\u00e9s de l&#8217;\u00fas de Bizum Internacional entre Espanya i Andorra, la nostra ambiciosa visi\u00f3 ens endinsa a cercar noves solucions que permetin saldar deutes de manera f\u00e0cil i segura entre els nostres ve\u00efns europeus.<\/p>\n\n<h3 class=\"wp-block-heading\">Usos de Bizum a l&#8217;estranger<\/h3>\n\n<p>Ja hem vist que el concepte de Bizum internacional est\u00e0 associat a l&#8217;operativitat entre usuaris de diferents pa\u00efsos. Per\u00f2 entre clients d&#8217;entitats d&#8217;Espanya i d&#8217;Andorra l&#8217;\u00fas de Bizum internacional ja \u00e9s una realitat! Pel que no importa on siguis. Amb una connexi\u00f3 xarxa segura, podeu enviar un <a href=\"\">Bizum a l&#8217;estranger<\/a> als vostres contactes des de i fins a qualsevol part del m\u00f3n.   <\/p>\n\n<h3 class=\"wp-block-heading\">L\u00edmits de Bizum internacional<\/h3>\n\n<p>Com sempre, els l\u00edmits de les transfer\u00e8ncies amb Bizum dependran de la teva entitat. Generalment, hi ha un l\u00edmit diari i mensual per a les transaccions, i aquests l\u00edmits tamb\u00e9 s&#8217;aplicaran a les transfer\u00e8ncies amb Bizum Internacional. Aix\u00ed que, si tens algun dubte, el millor \u00e9s que parlis amb el teu banc per con\u00e8ixer els detalls espec\u00edfics o llegir el nostre post sobre els <a href=\"\">l\u00edmits de Bizum.<\/a> Per\u00f2 no et preocupis, les transaccions continuaran sent c\u00f2modes, r\u00e0pides i segures.  <\/p>\n","protected":false},"excerpt":{"rendered":"<p>Sabem que Bizum \u00e9s un projecte molt estimat, tant dins com fora del nostre pa\u00eds. I aix\u00f2, estimat Bizumer, ho v\u00e8iem venir. Per aix\u00f2, des dels or\u00edgens de la seva creaci\u00f3 hem treballat tenint en compte una visi\u00f3 de Bizum internacional. Perqu\u00e8 conegueu tot el que cal saber sobre Bizum Internacional hem preparat aquest article [&hellip;]<\/p>\n","protected":false},"author":6,"featured_media":27881,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[73,82],"tags":[],"class_list":["post-28391","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-particulars","category-sobre-bizum-ca"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.5 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Bizum Internacional, operacions segures i r\u00e0pides<\/title>\n<meta name=\"description\" content=\"Descobreix com funciona Bizum internacional. 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