{"id":28494,"date":"2024-10-16T19:39:31","date_gmt":"2024-10-16T19:39:31","guid":{"rendered":"https:\/\/bizum.com\/es\/quant-tarda-una-transferencia\/"},"modified":"2024-11-07T08:58:52","modified_gmt":"2024-11-07T08:58:52","slug":"quant-tarda-una-transferencia","status":"publish","type":"post","link":"https:\/\/bizum.com\/es\/ca\/blog\/quant-tarda-una-transferencia\/","title":{"rendered":"Quan triga una transfer\u00e8ncia?"},"content":{"rendered":"\n

Actualment hi ha molts tipus de transfer\u00e8ncies segons la quantitat a transferir i l’entitat banc\u00e0ria de destinaci\u00f3. Per tant, perqu\u00e8 s\u00e0pigues b\u00e9 quant triga una transfer\u00e8ncia en arribar, hem d’analitzar totes les opcions de transfer\u00e8ncies que hi ha, ja que els temps d’enviament poden variar de 5 segons a 7 dies laborables. <\/p>\n\n

T’ho expliquem!<\/p>\n\n

Quan triga una transfer\u00e8ncia segons el tipus de transfer\u00e8ncia<\/h2>\n\n

De forma general trobem cinc tipus de transfer\u00e8ncies segons la quantitat de diners a enviar i l’origen i la destinaci\u00f3 d’enviament. Per aix\u00f2, a continuaci\u00f3, explicarem quant triga una transfer\u00e8ncia segons les diferents opcions que hi ha: <\/p>\n\n

    \n
  1. Quan triga una transfer\u00e8ncia ordin\u00e0ria:<\/strong> aquestes transfer\u00e8ncies s\u00f3n les m\u00e9s tradicionals i requereixen saber el n\u00famero de compte o IBAN del destinatari. Solen trigar entre 1 i 3 dies feiners depenent de si la transfer\u00e8ncia \u00e9s entre comptes del mateix o diferent banc. Per a tots dos casos, moltes entitats ofereixen l’opci\u00f3 d’enviament el mateix dia si la transfer\u00e8ncia es fa abans d’una certa hora. Tamb\u00e9 les transfer\u00e8ncies ordin\u00e0ries poden portar un cost afegit a algunes entitats. <\/li>\n<\/ol>\n\n

    Ara toca parlar de les transfer\u00e8ncies immediates que, com el seu nom indica, aquest tipus de transfer\u00e8ncies es reben pr\u00e0cticament a l’instant i n’hi ha dos tipus:<\/p>\n\n

      \n
    1. Quan triga una transfer\u00e8ncia immediata amb Bizum:<\/strong> es podria dir que les transfer\u00e8ncies per Bizum s\u00f3n les m\u00e9s noves, per\u00f2 alhora s\u00f3n r\u00e0pides i senzilles de totes. Ja que nom\u00e9s necessites saber el n\u00famero de tel\u00e8fon de la persona a qui vols enviar els diners de forma gratu\u00efta, sense importar ni el dia ni l’hora i en q\u00fcesti\u00f3 de segons ja ho t\u00e9 al seu compte! Pel que fa a la pregunta de quant triga una transfer\u00e8ncia per Bizum, la resposta \u00e9s senzilla: menys de cinc segons. <\/li>\n\n\n\n
    2. Quan triga una transfer\u00e8ncia immediata per IBAN:<\/strong> Se solen utilitzar per a casos especials en qu\u00e8 es necessita que una elevada quantitat de diners arribi en q\u00fcesti\u00f3 de segons al seu destinatari. Cal con\u00e8ixer l’IBAN del destinatari i cal destacar que aquest tipus de transfer\u00e8ncies poden portar un cost extra associat. <\/li>\n\n\n\n
    3. Quan triga una transfer\u00e8ncia internacional:<\/strong> en aquest cas hem d’analitzar les particularitats de cada cas segons el pa\u00eds de destinaci\u00f3:\n
        \n
      • A pa\u00efsos de la zona euro:<\/strong> solen tenir condicions molt semblants, si no iguals, a les transfer\u00e8ncies ordin\u00e0ries. En 1 o 2 dies laborables arriben els diners i, en moltes ocasions, s\u00f3n gratu\u00eftes. <\/li>\n\n\n\n
      • A altres pa\u00efsos europeus:<\/strong> quan hi ha un canvi de moneda pel mig els temps poden allargar-se entre 1 i 3 dies laborables, i encara que la transfer\u00e8ncia en si pugui ser gratu\u00efta, haur\u00e0s de pagar comissi\u00f3 pel canvi de divisa (llevat que tinguis contractat servei especial).<\/li>\n\n\n\n
      • A la resta de pa\u00efsos:<\/strong> en aquest cas dependr\u00e0 del pa\u00eds de destinaci\u00f3, et recomanem que parlis amb la teva entitat per concretar les teves necessitats, per\u00f2 el m\u00e9s habitual \u00e9s que una transfer\u00e8ncia trigui entre 2 i 7 dies laborables.<\/li>\n<\/ul>\n<\/li>\n\n\n\n
      • Quan triga una transfer\u00e8ncia internacional entre Espanya i Andorra amb Bizum:<\/strong> per sort, bizumer, si necessites enviar diners als nostres ve\u00efns del principat ho pots fer amb Bizum. Els tres bancs andorrans ja tenen Bizum i es poden saldar els deutes com si fossin enviaments nacionals. <\/li>\n<\/ol>\n\n

        Quan triga una transfer\u00e8ncia per Bizum si s\u00f3c a l’estranger?<\/h2>\n\n

        No importa com siguis de lluny. Pots enviar un bizum des d’on vulguis, a qui vulguis i quan vulguis. El teu bizum continuar\u00e0 arribant en q\u00fcesti\u00f3 de segons. <\/p>\n\n

        \u00bf Quan triga una transfer\u00e8ncia? I si el destinatari no t\u00e9 Bizum? <\/h2>\n\n

        Bizum segueix sent una opci\u00f3 rapid\u00edssima per enviar diners fins i tot quan lusuari encara no est\u00e0 donat dalta a Bizum. I aix\u00f2 a qu\u00e8 es deu?<\/em> Doncs us ho expliquem: Bizum permet fer un \u201cpre-enviament\u201d de diners a usuaris que encara no s’han registrat. Per aix\u00f2 reben un sms amb els passos a seguir per donar-se d’alta. I si ho fan en menys de 48 hores els seus diners estaran al seu compte una vegada completi la seva alta a Bizum. <\/p>\n\n

        * \u00c9s important que s\u00e0pigues que els teus diners no es queden als \u201cllimbs bancaris\u201d durant aquest proc\u00e9s. Ja que els diners simplement es bloqueja durant aquest proc\u00e9s. Per aix\u00f2 si l’alta no arriba a completar els diners es desbloqueja una vegada passat el temps. Aquest proc\u00e9s \u00e9s autom\u00e0tic pel que tu no has de fer res. <\/em><\/p>\n\n

        Ara que ja saps quant triga una transfer\u00e8ncia en cada cas, no oblidis que per saldar els teus deutes Bizum \u00e9s l’opci\u00f3 m\u00e9s r\u00e0pida, senzilla i f\u00e0cil que hi ha. Paraula de bizumer \ud83d\ude0a <\/p>\n","protected":false},"excerpt":{"rendered":"

        Actualment hi ha molts tipus de transfer\u00e8ncies segons la quantitat a transferir i l’entitat banc\u00e0ria de destinaci\u00f3. Per tant, perqu\u00e8 s\u00e0pigues b\u00e9 quant triga una transfer\u00e8ncia en arribar, hem d’analitzar totes les opcions de transfer\u00e8ncies que hi ha, ja que els temps d’enviament poden variar de 5 segons a 7 dies laborables. T’ho expliquem! Quan […]<\/p>\n","protected":false},"author":6,"featured_media":27866,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[73],"tags":[],"class_list":["post-28494","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-particulars"],"acf":[],"yoast_head":"\nQuan triga una transfer\u00e8ncia? T'ho expliquem<\/title>\n<meta name=\"description\" content=\"Analitzem totes les opcions de transfer\u00e8ncies de diners i quant triga una transfer\u00e8ncia segons cada cas.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/bizum.com\/es\/ca\/quant-tarda-una-transferencia\/\" \/>\n<meta property=\"og:locale\" content=\"ca_ES\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Quan triga una transfer\u00e8ncia? 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