{"id":28119,"date":"2023-03-15T09:15:32","date_gmt":"2023-03-15T09:15:32","guid":{"rendered":"https:\/\/bizum.com\/es\/how-it-works-bizum\/"},"modified":"2023-03-15T09:15:32","modified_gmt":"2023-03-15T09:15:32","slug":"how-it-works-bizum","status":"publish","type":"post","link":"https:\/\/bizum.com\/es\/en\/blog\/how-it-works-bizum\/","title":{"rendered":"How does Bizum work?"},"content":{"rendered":"<p><span style=\"font-family: Mulish, serif\">Bizum is an instant payment system that allows you to send and receive money through your cell phone. It is a free service that is available in most Spanish banks and financial institutions.   <\/span><\/p>\n<p><span style=\"font-family: Mulish, serif\">You still don&#8217;t know <\/span><span style=\"font-family: Mulish, serif\">how Bizum works<\/span><span style=\"font-family: Mulish, serif\">? Don&#8217;t worry because it&#8217;s very simple. Keep reading this post to discover the easiest, fastest and safest way to make payments using your cell phone.  <\/span><\/p>\n<h2>How does Bizum work to send money between individuals?<\/h2>\n<p><span style=\"font-family: Mulish, serif\">Whenever you carry your mobile with you, you will have money thanks to Bizum. You don&#8217;t have to look for an ATM or know the account number, you just need to know the phone number of the person you want to send money to. <\/span><\/p>\n<p><span style=\"font-family: Mulish, serif\">Are you eager to start making bizums? The steps are very simple: <\/span><\/p>\n<ul>\n<li style=\"list-style-type: none\">\n<ul>\n<li><span style=\"font-family: Mulish, serif\">1. Open Bizum in your bank&#8217;s app.<\/span><\/li>\n<li><span style=\"font-family: Mulish, serif\">2. Look for the option &#8220;send and receive money with Bizum&#8221;.<\/span><\/li>\n<li><span style=\"font-family: Mulish, serif\">3. Select the phone number from your phone book.<\/span><\/li>\n<li><span style=\"font-family: Mulish, serif\">4. Confirm that the user name and initials match the recipient.<\/span><\/li>\n<li><span style=\"font-family: Mulish, serif\">5. Indicate the amount of money and the concept (optional).<\/span><\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<p><span style=\"font-family: Mulish, serif\">If you want to become a bizumer expert, please click on the following link <\/span><span style=\"color: #0563c1\"><u><a href=\"https:\/\/bizum.com\/blog\/como-se-hace-un-bizum\/\"><span style=\"font-family: Mulish, serif\">link<\/span><\/a><\/u><\/span><span style=\"font-family: Mulish, serif\"> you can learn even more about <\/span><span style=\"font-family: Mulish, serif\">how Bizum works<\/span><span style=\"font-family: Mulish, serif\"> to send money between individuals.<\/span><\/p>\n<h2>On the other hand, if I want to request money, how does Bizum work?<\/h2>\n<p><span style=\"font-family: Mulish, serif\">Do you have a friend that you have to remind over and over again that he owes you money? Bizumer, you&#8217;re in luck! You can request money with Bizum in a very simple way.  <\/span><\/p>\n<p><span style=\"font-family: Mulish, serif\">In just three steps you will know <\/span><span style=\"font-family: Mulish, serif\">how Bizum works<\/span><span style=\"font-family: Mulish, serif\"> to request money:<\/span><\/p>\n<ul>\n<li style=\"list-style-type: none\">\n<ul>\n<li><span style=\"font-family: Mulish, serif\">Open Bizum in your bank&#8217;s application.<\/span><\/li>\n<li><span style=\"font-family: Mulish, serif\">In your Bizum zone, choose the option &#8220;request Bizum&#8221;.<\/span><\/li>\n<li><span style=\"font-family: Mulish, serif\">Enter the amount of money you want to claim and click submit!<\/span><\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<p><span style=\"font-family: Mulish, serif\">At that moment the debtor will receive a notice that he\/she has a pending payment. In order to complete the transaction, the debtor will have to confirm the sending of the bizum from his banking app.   <\/span><\/p>\n<p><span style=\"font-family: Mulish, serif\">*We know it&#8217;s very easy, but if you still have any doubts we leave you with the <\/span><span style=\"color: #0563c1\"><u><a href=\"https:\/\/bizum.com\/blog\/solicitudes-bizum\/\"><span style=\"font-family: Mulish, serif\">complete guide<\/span><\/a><\/u><\/span><span style=\"font-family: Mulish, serif\"> about <\/span><span style=\"font-family: Mulish, serif\">how Bizum works<\/span><span style=\"font-family: Mulish, serif\"> to request money.<\/span><\/p>\n<h2 class=\"western\">How does Bizum work for online payments?<\/h2>\n<p><span style=\"font-family: Mulish, serif\">Bizumer, imagine you are buying plane tickets to go on vacation. After selecting the destination, you access the payment platform. Instead of choosing payment options where you have to fill in a lot of information, you can use Bizum to make the payment easily and securely!  <\/span><\/p>\n<p><span style=\"font-family: Mulish, serif\">If you want to pay quickly with your cell phone, here&#8217;s how Bizum <\/span><span style=\"font-family: Mulish, serif\">how Bizum works<\/span><span style=\"font-family: Mulish, serif\"> for online payments:<\/span><\/p>\n<ul>\n<li style=\"list-style-type: none\">\n<ul>\n<li><span style=\"font-family: Mulish, serif\">Select Bizum as your payment method.<\/span><\/li>\n<li><span style=\"font-family: Mulish, serif\">Enter your phone number.<\/span><\/li>\n<li><span style=\"font-family: Mulish, serif\">Validate the purchase quickly from your bank&#8217;s application.<\/span><\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<p><span style=\"font-family: Mulish, serif\">There are thousands of merchants that have activated the Bizum payment method, check if your favorite e-commerce is one of them in this list. <\/span><span style=\"color: #0563c1\"><u><a href=\"https:\/\/bizum.com\/comercios-particulares\/\"><span style=\"font-family: Mulish, serif\">list<\/span><\/a><\/u><\/span><span style=\"font-family: Mulish, serif\">. Y si lo que quieres es aprender m\u00e1s sobre   <\/span><span style=\"font-family: Mulish, serif\">how Bizum works<\/span><span style=\"font-family: Mulish, serif\"> works for your online purchases, click on the following <\/span><span style=\"color: #0563c1\"><u><a href=\"https:\/\/bizum.com\/pagar-compra-online\/\"><span style=\"font-family: Mulish, serif\">link<\/span><\/a><\/u><\/span><span style=\"font-family: Mulish, serif\"> we give you more details.<\/span><\/p>\n<h2>I want to pay and buy lottery, how does Bizum work?<\/h2>\n<p><span style=\"font-family: Mulish, serif\">You are already on your long-awaited vacations and you want to buy a Christmas Lottery ticket for your family, but you don&#8217;t have any cash on you, don&#8217;t worry, Bizum solves your problem!   <\/span><\/p>\n<p><span style=\"font-family: Mulish, serif\">Do you want to discover <\/span><span style=\"font-family: Mulish, serif\">how Bizum works<\/span><span style=\"font-family: Mulish, serif\">  Read on for more information: <\/span><\/p>\n<ul>\n<li><span style=\"font-family: Mulish, serif\">Access Bizum in your bank&#8217;s app and generate a QR code.<\/span><\/li>\n<li><span style=\"font-family: Mulish, serif\">Show your QR code to the person in charge, who will scan it.<\/span><\/li>\n<li><span style=\"font-family: Mulish, serif\">Validate the payment to confirm the operation.<\/span><\/li>\n<\/ul>\n<p><span style=\"font-family: Mulish, serif\">If your lottery ticket has won, you can also cash it in with Bizumer! To know more in detail   <\/span><span style=\"font-family: Mulish, serif\">how Bizum works<\/span><span style=\"font-family: Mulish, serif\"> to pay and collect lottery payments click <\/span><span style=\"color: #0563c1\"><u><a href=\"https:\/\/bizum.com\/loterias-y-apuestas\/\"><span style=\"font-family: Mulish, serif\">here<\/span><\/a><\/u><\/span><span style=\"font-family: Mulish, serif\">.<\/span><\/p>\n<h2>How does Bizum work to make a donation?<\/h2>\n<p><span style=\"font-family: Mulish, serif\">You have read on the internet about a charity campaign of an organization or non-profit entity that interests you, but you don&#8217;t know how you can contribute to the organization. Thanks to Bizum you can make a direct donation to the NGO&#8217;s account. <\/span><\/p>\n<p><span style=\"font-family: Mulish, serif\">Have you already chosen a charity? You just need to know   <\/span><span style=\"font-family: Mulish, serif\">how Bizum works<\/span><span style=\"font-family: Mulish, serif\"> to send your money: <\/span> <\/p>\n<ul>\n<li style=\"list-style-type: none\">\n<ul>\n<li><span style=\"font-family: Mulish, serif\">Open your bank&#8217;s app and look for the option &#8220;Donation&#8221; with Bizum.<\/span><\/li>\n<li><span style=\"font-family: Mulish, serif\">Enter the donation code of the organization you want to collaborate with.<\/span><\/li>\n<li><span style=\"font-family: Mulish, serif\">Set the amount of money and click on send.<\/span><\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<p><span style=\"font-family: Mulish, serif\">If you still don&#8217;t know which cause to help, we recommend you take a look at <\/span><span style=\"color: #0563c1\"><u><a href=\"https:\/\/bizum.help\/sobre-bizum-help\/\"><span style=\"font-family: Mulish, serif\">Bizum.Help<\/span><\/a><\/u><\/span><span style=\"font-family: Mulish, serif\">  a platform where organizations explain their causes. We also leave you the   <\/span><span style=\"color: #0563c1\"><u><a href=\"https:\/\/bizum.com\/listado-de-ong\/\"><span style=\"font-family: Mulish, serif\">list of NGOs<\/span><\/a><\/u><\/span><span style=\"font-family: Mulish, serif\"> that you can donate to with Bizum and a detailed <\/span><span style=\"color: #0563c1\"><u><a href=\"https:\/\/bizum.com\/donar-ong\/\"><span style=\"font-family: Mulish, serif\">more detailed explanation<\/span><\/a><\/u><\/span><span style=\"font-family: Mulish, serif\"> about <\/span><span style=\"font-family: Mulish, serif\">how Bizum works<\/span><span style=\"font-family: Mulish, serif\"> to donate to an organization.<\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Bizum is much more than an instant payment system. Find out how Bizum works for merchant payments, receipts and much more! <\/p>\n","protected":false},"author":5,"featured_media":26155,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[81],"tags":[],"class_list":["post-28119","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-about-bizum"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.5 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Read on to find out how Bizum works<\/title>\n<meta name=\"description\" content=\"Bizum is much more than an instant payment system. 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