Requesting or sending money with Bizum is not the same thing, bizumer – don’t mess up! Today we focus on Bizum requests. And let’s start at the beginning: a request is an option in the banking app where you ask one or more people for that money. You can also be the one who receives the request. When it comes to processing them, the key is to know that these requests need to be approved or rejected. Unlike Bizum transfers, in which the amount is received immediately and without the need for a response. To clear up any doubts, we tell you everything you need to know about Bizum requests, a feature that makes your life easier.
The applications stand out for their usefulness and practicality, especially for managing payments between friends and other individuals. With this solution you will avoid annoying waits for payments. Imagine that meeting of friends where one of them pays and the others make a Bizum. So far, so good, but you know what happens? There’s always someone who forgets. The best way to collect those amounts promptly is with a Bizum request. Take note:
– In the Bizum section of the app you must click on request. – Find the mobile number or numbers, in case of multiple requests (up to 30!), of the people you want to ask for the money. – Fill in the amount requested from each one. – Write the concept. – Enter the security code that you will receive by SMS and confirm the operation.
From this point on, the recipient of your request has seven days to accept or reject it.
But it’s not about friendship, bizumer… We emphasize again: if you receive a request in Bizum it means that they are asking you for that amount of money, that’s why you need to check everything before giving an answer.
Remember that in shipments you do not need to give your approval, you receive it and that’s it. How will you know that it is a Request and not a Shipment? We tell you:
You will receive a notification saying “You have received a request”. In addition, the text of the message will specify that you are making a payment: “Paul, do you want to pay 10.00 EUR to Manuel A. E. for Luis’ birthday gift? Log in to your app to accept or decline”.
2. First of all: check that it is correct. Check that it is a payment that you really have pending and if you recognize the issuer of the request.
3. If everything fits and is OK, you must accept the request. In this way you will be sending the requested euros. To do this you must enter your bank’s app and confirm the transaction. 4. Remember that for security reasons it is necessary to pass a second validation. 5. If after your checks you discover that it is an error, you must reject it. In this way the transfer will not be sent and the request will expire after 7 days.
Review, review and review the operation. Keep in mind that you will never be asked for approval to receive money, but you will be asked for approval to send it. So, if you receive a request notification, you should always check that everything is correct before confirming the operation. This is one of the useful tips and guidelines to avoid scams. If you are suspicious and think you are being a victim of a scam you should deny the request within your bank’s application.
And now that we know how Bizum applications help us, use them, bizumer! You’ll see how they solve your payments and put an end to absent-mindedness.
