Online commerce is the order of the day. And let’s face it, bizumer, you search for products or shop online almost every day. And, as there are almost as many types of online payments as there are online stores, we are going to explain to you what options are available and, above all, you are going to discover that Bizum is going to be your favorite option from now on.
And if you have a digital store and you still do not include Bizum among the different types of online payments, when you finish reading this article you will go to your bank to activate the service. You’ll see… 😉
Existing types of online payments
Although there are more and more types of online payments, from Bizum we recommend that you always go to those services supported by banks, as they are the ones that offer the best security guarantees.
- Bank transfers. They are the most traditional and, above all, are used for larger transactions, not so much for quick purchases, although many stores also offer them.
- Credit and debit cards. Until recently it was the fastest method of payment, which is why it is one of the most widely used types of online payments. They are almost universally accepted and their encryption protocols guarantee the highest security.
- Prepaid cards. They do not use the money deposited in an account, but are recharged before use, thus avoiding using extra money or someone using the balance if the card is lost. They must be pre-loaded and you may have no balance when you go to pay, but you can reload it at any time.
- Cash on delivery. The buyer pays for his purchase once he receives it at home, either with cash to the company that transports it, or with a debit or credit card or electronic purse. Sometimes these types of online payments are subject to surcharges.
- Payment by Bizum. The payment in online commerce by Bizum only requires you to enter your cell phone number and you will receive a payment request to your bank application; you accept it and that’s it! As you can see, it is fast, secure, convenient and you pay directly with your bank account.
There are also other types of online payments such as digital wallets, cryptocurrencies or deferred payment methods, etc. And it is very possible that, in a few months, or even weeks, we will be able to add new types of online payments, since the market is constantly evolving. But, as we said, it is much better to use those types of online payments endorsed by your bank.
Discover the benefits of including Bizum among online payment types
- Speed. You already know that, once you have activated the Bizum payment in your banking app, it will take you less than a minute to make any payment.
- Immediacy. As soon as you make the payment, it will be sent immediately to the receiver, directly from your account to theirs.
- Simplicity. E t is very easy to use. You only have to indicate to whom you want to make the payment, what is the amount, add a concept if you wish and you have it!
- Trust. We have been taking care of your payments to individuals, online merchants, donations to social causes and lottery payments and collections for almost 10 years, having achieved the recognition of the sector and the recommendation of our users thanks to our advantages. It will be for something…
- Universality. We reach 99.9% of Spanish and Andorran bank users, so you can use Bizum, no matter which bank you belong to, even in Andorra. And there will be news soon, stay tuned!
- Comfort. You can make your payments from anywhere, just with your cell phone.
- Safety. As you know, Bizum is included in the banking applications with the full support of the security measures of the entities.
What if you have a company? Offer different types of online payment
We recommend that, if you have a business, you keep up to date with the trends in online payment types, as you will not only improve the customer experience by offering them more variety of options, but also their loyalty and, ultimately, your conversions.
Therefore, if you want to keep your business at the forefront of e-commerce, keep in mind that one of the key aspects is to have online payment methods that are aligned with your customers. And, above all, don’t forget about Bizum! 😊
Take advantage of the opportunities offered by having so many different types of online payments!
