Bizum payment: say goodbye to cash

“Sorry, I don’t wear loose.”

How many times have you said this phrase so far this year? If the answer is “infinite” it is because you are a true Bizumer. Whether it’s a side effect of the pandemic or because the payment by Bizum is very simple, cash is becoming obsolete.

And you know what the best part is? That the payment by Bizum is becoming more and more widespread, allowing you to pay for WHATEVER WHERE EVER easily, quickly and simply.

What is Bizum and how does it work?

In case you are still one of those who do not know what Bizum is, let us quickly tell you that Bizum is a payment system between individuals, businesses and NGOs that was born in 2016 from the hand of Spanish banks. A product which allowed debts accumulated because of that “I’ll pay you back” to be solved on the spot thanks to a banking application.

How do I make a Bizum payment in online stores?

There are already more than 40,000 merchants that have enabled the Bizum payment through Bizum. And it’s normal because who wouldn’t choose Bizum as a payment method? If it’s the fastest, easiest and safest method you’ll find…

But, in case you have any doubts about how to make a payment by Bizum in your favorite online store, take note:

• • – First of all, you have to get the cart of all those products you want to buy. Once you have done this, it’s time to go to the “Process order“or similar.
  • – You will then be presented with several payment options. Select the option ” Payment by Bizum“.
  • – Now all you have to do is fill in something you probably know by heart: your phone number. Alone!
  • – For security reasons, you have to validate the purchase you have made from your banking app.
  • – And that’s it, now you wait for your purchase to arrive so you can enjoy it.

* In case your bank has the confirmation of the payment by payment by Bizum through the Bizum key, you only have to enter this code that you have previously had to configure in your banking app.

Bizum payment in physical stores

We know that the payment by Bizum in online stores is running short and you want to pay with Bizum everywhere. And because we like to please our Bizumer… we already have the payment by Bizum in physical stores!

We will tell you about the two forms that are currently active:

• 1. Payment by Bizum Loterías y Apuestas del Estado: the first face-to-face payment method arrived with SELAE, which allowed us to allow you to collect and pay your prizes in person, quickly and easily, and it works like this:
  • Enter the Bizum Lotteries section of your banking application or directly in the Bizum app.
  • Enter the payment or collection option and generate a QR code of payment by Bizum
  • Show it to the cashier so he/she can scan the payment or give you your prize. And that’s it!
• 2. Payment by Bizum via QR or link: if you are going to buy in a physical store and have activated the payment by Bizum in person, you just have to follow these steps to pay your purchase with Bizum:
  • 1. Scan the QR code or enter the payment link provided.
  • 2. Complete the form by entering your cell phone, like when you pay in an online store…and you’re done!
  • 3. Show it to the cashier so he/she can scan the payment and charge you. And that’s it!

Advantages of Bizum payment

Although the advantages are more than obvious, we are going to leave you with a short list in case you have any doubts about why you should choose to pay by payment by Bizum both to settle or collect debts and for your purchases:

• – The main advantage of payment by Bizum is the one we all know… Your friend will not have no excuse not to pay you for dinner on Friday. Forget about being in a hurry to remind her that she owes you “X” amount of money and make sure she always, always has her cell phone charged.
• – Another benefit of paying by Bizum and of using this platform is that you can keep up to date with your movementsby updating your income and expenses just by taking a look at your app.

• • – In addition, Bizum is a free service, does not charge commissions.
  • – It is a very secure secure. Incorpora un doble factor de validación y cumple con la directiva europea PSD2, la normativa de seguridad de pagos en eCommerce.

• – It is immediateas fast as the speed of light. Forget about waiting for days to receive the money; the payment by Bizum is produced instantly.
• – In addition, in case you make a refund with Bizum it is immediate. Your money is available in the account within seconds.

With so much profit, what are you waiting for to become a bizumer?