Since Bizum was installed in our lives, payments between individuals payments between individuals have changed quite a bit. We have even forgotten what it was like to make transfers that take several days, or to go to the ATM to pay the money in cash after receiving the item. That’s why today we remind you of a series of tips that will help you enjoy secure transactions between individuals, whether you are buying or selling. Let’s get started!
You’ve finally found it! That thing you love and have been looking for for a long time. Someone was selling it and there you have it, among the thousand screenshots of your cell phone making you eyeballs. It’s time to make the payment with Bizum, but first take a look at the Bizum security tips and these five tips for buyers:
If you do it through a marketplace or platform for sales between individuals you must make sure you read good reviews and that it is a reliable person. Although sometimes the seller portrays himself: for example, when you negotiate by WhatsApp and he asks you to make the Bizum to another account with a different name and number than the one he uses to talk to you. There is something strange and it sounds like a scam.
Hyper-mega-ultra cheap. A bit weird, isn’t it? Be suspicious and ask questions. Play Sherlock Holmes and investigate the trajectory of the seller until you have no doubts. As our grandparents would say: “nobody gives hard to pesetas”.
When making the payment with Bizum you must agree with the seller how you will do it. We always recommend that you do it in person: you give me the product and I make the Bizum. But of course… sometimes the distance does not allow it. Do you receive the item and then pay, or… better the other way around? You must agree it between both parties.
If everything is clear and you are going to do the Bizum, as a buyer you should know that you can’t cancel it once done. We already told you 3 situations and a super tip about Bizum cancellations. So, bizumer, make sure that both amount and phone number are correct.
Payment between individuals can be made in several ways. In the first one, the buyer is the one who sends a Bizum with the amount of the item. But you can also agree that the seller makes a Bizum request. In the requests you will receive a notification in your bank app to confirm the request and thus the payment is made. Remember that you only receive it if you will be the person sending the euros.
You’ve finally sold that thing you wanted to get rid of, you just need to do the pine bridge to celebrate! If this time it is you who sells and, therefore, who must receive the money, remember these tips to make the process a success. Keep reading!
Opinions also play an important role here. As the selling party you will want to do business with reputable people. Do your research on the selling platform, analyze its seniority and look for reviews. And be suspicious of a person who insists too much or is in a hurry to close the sale.
You thought you could be trusted, but… it turned out to be a dud. It’s been 15 days since you shipped the sold item and you have not yet received payment. The best thing to do is to contact the buyer and ask for explanations. If after several attempts you do not manage to clarify it (they do not pick up the phone or the number no longer exists), the best thing to do is to inform the authorities. That is why we recommend that the transactions are face-to-face: this way you ensure the payment at the same time you deliver the goods.
When it comes to cashing out, the most common way is to do it with a Bizum remittance and in person. This way you will receive the payment instantly and without any validation. If you check that it does require verification on your part, it is a request. And if you are the one selling, something strange is going on, because you should receive the money, not the other way around.
To take full advantage of Bizum’s functionalities and also to gain certainty, ask the buyer to send a photo of the purchased item when making the Bizum, so you will know that it is that person!
Do not forget to arrange with the buyer who will pay the shipping costs, in case the delivery is not in person. Keep this in mind especially when settling accounts and checking if the amount received is correct.
You can never have too many guidelines to avoid scams– keep an eye out, bizumer! And if there are any red flags, be on the alert! We end with 3 tips that apply to both buyers and sellers: trusted bizumers who know the advantages of Bizum and how it facilitates transactions between individuals.
Before making your transactions with Bizum verify that all data is correct by reviewing the verification screen. Once confirmed, you will be giving your approval to send money.
Save the phone numbers of the users to whom you send money in your contacts. This way you will avoid dialing errors. Also, remember that when you make a Bizum to someone that person only sees your alias, i.e. your first name and the initials of your last name.
For transactions between individuals, it may be more operational to work with Money transfers instead of Requests, especially for speed: transfers with Bizum are immediate. If you receive a request, you have seven days to accept or reject it. Bizumer, whether you buy or sell, don’t miss these tips to enjoy secure payments with Bizum.
