Friday night. Dinner with friends. The usual ones. It’s time to pay. E scuchas “You pay and I make Bizum for you”.
If you are still one of those who respond to this moment with “I’m sorry, I don’t know how to do a Bizum“. Or even worse: “I don’t have Bizum“. We bring you the solution to stop getting those looks of incomprehension from others. So take note of this guide we have prepared for you to have all the details on how to make a Bizum. But before we explain how to make a Bizum, let’s start with the basics:
What is Bizum?
Bizum is a Spanish banking service that was born to send and receive money instantly and free of charge between individuals. An agile way of transferring money that has been so successful that its functionality has been extended to make donations, pay in online stores, pay and collect in Lottery and Gambling Administrations…
How is a Bizum made?
You already know what Bizum is. Now it’s time to know all the steps to learn how to make a Bizum:
- – First of all, you must belong to a Bizum partner bank. CaixaBank, Santander, BBVA, Sabadell, UnicajaBanco, Kutxabank, Caja Rural…We leave you here a list of all the banks that offer the Bizum service.
- – If your bank has Bizum, you must now download its application and sign up for Bizum. To do so, you only have to enter the Bizum option in the app and follow the simple registration steps that you will validate with a code on your cell phone.
- – Once registered, you can now send your first Bizum! To do so, go back to the Bizum section of your app and select the “Send Bizum” option.
- – Enter the recipient or look it up in your address book, amount and concept, validate the operation with the double security factor and that’s it! The chosen person will receive the money in their account in less than 5 seconds.
We know… It’s never been easier to pay the money you owe or receive the money you’re owed! And now that you know how to make a Bizum, open your address book from your cell phone and pay your share of every dinner or gift.
Advantages of having Bizum
As we know that now you will not stop using Bizum, we want you to know all the advantages of using it:
- – When you use Bizum you are counting on the maximum guarantee of security in accordance with the standards regulated by the European Union and Spanish legislation. The bank is the one who finally carries out the transaction.
- – Bizum is completely free for users, there is no interest or fees of any kind.
- – You can do Bizum from 0,50 €. So you can pay the debt of anything.
- – Of course, the maximum amount of a Bizum is €1,000 per transaction. But you can send as many as you need in the same day. However, we recommend that you confirm with your bank what the maximum amounts of a Bizum are.
- – There are no more excuses for your friend to pay you what he owes you, and right away… Because if you carry your cell phone, you carry money.
And for when you become fluent in sending Bizum, we recommend that you upgrade your level:
- – If you have a debtor who is playing the Swede … you can request it through Bizum! Just select the “Request” option and you will receive the request instantly.
- – For cases in which you need to pay several Bizum with the same amount we have at your disposal the multiple Bizum transfers.
You now have all the keys to how to make a Bizum, how to make a Bizum request and how to make multiple remittances. Say goodbye to funny faces and welcome to the best way to pay easily, quickly and securely from your mobile device!